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Moore County Residents NOW Qualify for Membership

We have expanded our field of membership to include all Military AND Civilians who live in Moore County. That’s right; you can now join FLFCU and take advantage of all the benefits the credit union has to offer. Whether you are looking to save money with lower loan rates, earn higher interest on deposits, lower fees, or use innovative services, FLFCU has what you need!

Open an account today and learn why we are Better Banking for Military AND Civilians!©

Discover the FLFCU Advantage

We want your family and friends to become members! Check out our current promotions below and learn why FLFCU is a “Better Banking “ alternative.

Southern Pines Branch - Now Open!

Our new full-service branch in Southern Pines is now open! It is located at 107 Brucewood Road, across from the Carolina Cinemas -Sandhills 10 movie theater.  It features 3 drive-thru lanes, ATM access, teller pods, and a community room for training sessions and workshops.

Ready for a movie night on us?  Open a qualifying account at our Southern Pines Branch before December 31, 2024, and receive two movie ticket vouchers for Carolina Cinemas - Sandhills Cinema 10!  That’s a $23 value, absolutely free!*

Don’t wait, swing by our Southern Pines Branch to claim your tickets today! 

Other terms and conditions apply.

Loyalty Dividend

Every day FLFCU provides value to our members in the form of better loan & deposit rates and fees lower than our competition. Our Loyalty Dividend also sets us apart from many for-profit financial institutions. As a financial cooperative, we are able to return a portion of our Credit Union’s earnings to our members.

Over the last five years, FLFCU has distributed $4,755,000 to our members in the form of a Loyalty Dividend. The amount of the 2023 Loyalty Dividend* will be $1,000,000 and some members will receive as much as $500! This special dividend is given to eligible members as a reward for keeping their deposit and loan relationships with FLFCU. Click the button below to learn more!

Full Service Financial Institution

Here at FLFCU, we are a one-stop-shop for all your financial needs with member-friendly rates and discounts. Check out our product list below to find the right product or service for your needs.

 
 

Convenient Account Access

MyFLFCU Mobile App

When you are on the go, our app makes it convenient for you to take care of your accounts and your finances from wherever you are. Download it today with your mobile device!

Our mission is to be our members' financial institution of choice, wherever they may be. That is why we made it convenient to access your account through Mobile and Online Banking, CO-OP Shared Branching, and CO-OP ATMs.

Online Banking

With our digital platforms, it is easy to keep an eye on your accounts, pay bills, make deposits, or apply for services online at any time from your desktop or smartphone. Once you’ve established membership click the button below to register for Online Banking.

 
 

CO-OP Shared Branching and CO-OP ATMs

As a Fort Liberty Federal Credit Union member, you can make transactions at over 5,000 credit union branches and use nearly 30,000 surcharge-free ATMs across the globe. We provide in-person assistance when you need it!

Our Philosophy is People Helping People

We are a not-for-profit financial cooperative governed by a volunteer Board of Directors. So we do not issue stock or generate profits for outside stockholders; this allows us to offer lower loan rates, higher interest on deposits, lower fees, and more innovative services.

Experience the Credit Union Difference!

Join Today!

Current Promotions

 

High Yield Saving Rates

With our Money Market Account, you can earn 4.00% APY with an Average Daily Balance between $5,000 and $250,000, that’s better than your average savings account, and your funds are accessible whenever you need them.  Would you like to earn a little more?  Earn 4.75% APY when you open a 12-month CD with a minimum of $25,000.  Plus, both accounts are insured for up to $250,000, so your money is safe and sound.  Grow your financial future with us and get started today!

 

You Choose Auto Loan Promotion

Rev up your savings with our "You Choose" auto loan promotion!  Want a low rate?  You got it!  Pick 3.49% APR with a 36-month term or go for lower payments with 5.99% APR and a 72-month term. Ready to make your choice?  Click the button below to learn more and apply today!  This offer is available for a limited time.

 

Holiday Cash Loan

The holidays are just around the corner! With our Holiday Cash Loan, you'll be able to purchase a gift for everyone on your list, naughty or nice!  Beginning November 1st, you can borrow up to $2,500 with a 12-month repayment term and take 1% off your qualifying rate!  Apply for this special loan before December 31st.

 

Welcome Bucks

Become a member today and get $100! Open a checking account and sign up for direct deposit. After 90 days, we will deposit $100 into your account! Click the button below to learn more and to take advantage of this offer.

 

*Open a qualifying account with Fort Liberty Federal Credit Union (FLFCU) between July 1, 2024, and December 31, 2024, to receive two movie ticket vouchers for Carolina Sandhills Cinema 10 (Ticket Bonus). Each movie ticket voucher is valued at $11.50, with a total bonus value of $23. The offer is limited to two vouchers per household. Vouchers expire on December 31, 2024. The bonus is provided instantly upon opening an account at our Southern Pines Branch. Qualifying deposit accounts include Secure Checking, Skyward Checking, Money Market, and Certificates of Deposit. Accounts must be opened with new money not currently on deposit with FLFCU. Qualifying loan accounts include Consumer Auto, Boat/RV, Unsecured, Home Equity, and Mortgage loans. Excluded are lines of credit, internal refinances, and Indirect Auto Loans. To qualify for this offer, individuals must meet membership eligibility requirements and be 18 years of age or older. All deposit and loan accounts are subject to FLFCU approval, and the offer is subject to change without notice.