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Safe Deposit Boxes

Our Hefner Drive, Ramsey Street, and Raeford Road locations allow you to rent a secure safety deposit box for your documents and valuables. We offer a variety of sizes, from small boxes (3” x 5”) to extra-large boxes (10” x 10”), based on availability. 

Rental Sizes

(Availability may vary depending on location)

Size Dimensions Annual Fee
Small Box 3 x 5 $20.00
Medium Box 3 x 10 $30.00
Large Box 5 x 10 $40.00
X-Large Box 10 x 10 $75.00

Key Replacement Fees

1 key lost: $75.00
2 keys lost: $120.00

Drilling Fee

$120.00

*Please contact member services for availability. **Safe deposit box contents not insured by NCUA.

Utility Deposit Waiver Program

Fort Liberty Federal Credit Union works with Fort Liberty command and the Housing Office to offer this program, which allows members who are active-duty soldiers at Fort Liberty to waive utility service deposits. To qualify, you must be a member of Fort Liberty Federal Credit Union, an active duty soldier stationed at Fort Liberty, and eligible for BAH. 

The Utility Deposit Waiver Program (UDWP) is the combined effort of the Fort Liberty command, the Housing Office and Fort Liberty Federal Credit Union to help soldiers waive utility deposits by having the deposits guaranteed by the credit union. 

For information on signing up or to out process, click here, or the button below, to proceed to our Utility Deposit Waiver Program webpage.

Miscellaneous

Fort Liberty Federal Credit Union offers the following: 

Savings Bonds

U.S. Savings Bonds are now paperless! Paper savings bonds can no longer be purchased through financial institutions or mail-in orders. You can buy electronic savings bonds safely, 24/7, through TreasuryDirect. If you are currently holding paper savings bonds, you can continue to redeem them at financial institutions including Fort Liberty Federal Credit Union. Whether you’re saving for a child’s education, a new boat, your dream home, retirement, or a trip around the world, Savings Bonds can help you reach your financial goals with safety, market-based yields, and tax benefits. This is a great way for credit union members to put money away for the future!

Night Drops

Aside from our convenient ATMs, you can deposit money after business hours in our branch Night Drops. Night Drops are available at all branch locations except 1650 Skibo Road.

Gift Cards

The Visa® Gift Card is a prepaid gift card that can be used anywhere Visa Debit cards are accepted.

  • Ideal for any holiday or special occasion 

  • The one gift that doesn't get returned 

  • Purchase any amount from $10 up to $750 

  • Visit any Fort Liberty Federal Credit Union branch for purchase 

Purchase one or more gift cards today! 

Membership Switch Kit

Fort Liberty Federal Credit Union makes moving your accounts fast and easy with our Switch Kit. We have provided all the forms you need to make this transition as simple as possible.

Funds Availability Policy

Description of Deposit When Funds Can Be Withdrawn By Cash or Check
U.S. Treasury checks that are payable to you, wire transfers, and checks drawn on Fort Liberty Federal Credit Union. Immediately When We Receive the Deposit
Electronic direct deposits, cash, state and local government checks that are payable to you, cashier’s, certified and teller’s checks are payable to you, Federal Reserve Bank checks, Federal Home Loan Bank checks, and postal money orders, if these items are payable to you. The Day We Receive the Deposit
The first $225.00 of a day’s deposit of other checks. The First Business Day After the Day of Deposit
Other checks. The Second Business Day After the Day of Deposit

Direct Deposit/Payroll Deduction

All members have access to early direct deposits. Any direct deposit to your account will be available a day before it would usually appear. Your deposit must be in the ACH file the prior day in order to have this early access. In the event of payroll submission being late, ACH may not post early.  Example: if you ‘should’ get paid on Wednesday, your funds will now be deposited into your account on Tuesday! Fort Liberty Federal Credit Union never stops working to bring our members the best, most convenient service. Contact us with any questions or for help setting up your direct deposit with Fort Liberty Federal Credit Union.

Choose the convenient, safe, and secure way to deposit your money by using Direct Deposit and your funds will be waiting for you on payday. 

Our members can save:

  • Your entire paycheck, Social Security check, U.S. Treasury check, or other regular income can be automatically deposited on time, every time. 

  • Payroll Checks – complete the direct deposit form below and give it to your payroll department. 

  • Social Security & other Federal Checks - To set up Social Security and other federal benefit payment checks for Direct Deposit, visit Go Direct or give us a call. Our Account Specialist will be glad to assist you. * 

* The U.S. Treasury Department is phasing out paper check payments and requiring federal benefit recipients to get their money electronically. You now must use electronic payments. You can choose to get your payments by direct deposit to a bank or credit union account or to a Direct Express® Debit MasterCard® card account.

Direct Deposit Form

This form is available for you to print, complete and turn into your employer's payroll department to establish your direct deposit.

Fort Liberty Federal Credit Union's address is:
1638 Skibo Road, Fayetteville, NC 28303
Routing Number:
253175737

Wire Transfers

Wire Transfers are a secure, fast, and seamless way to transfer money between accounts held at different financial institutions.

To receive and send wires from your account, a signed Wire Transfer Agreement must be on file.  Please click the link below to electronically sign and send your agreement.

Sending Wires

Domestic wire transactions can be requested at one of our Branches or by calling our Contact Center.  There is a $15.00 charge for domestic wires. Wire transfers are processed on weekdays.  To ensure same-day processing, domestic wire requests must be received before 4:00 p.m.  Please note, wire transfers are not processed on weekends or during Credit Union holidays.

To send a wire, please provide us with the following information:     

  • Name of Financial Institution       

  • City, State       

  • ABA Routing / Transit Number      

  • Any Special Routing Instructions      

  • Name of the Recipient          

  • Account Number and Address of the Recipient         

  • Account type (Savings or Checking)         

  • Phone Number

Receiving Wires

There is no charge for incoming wires. To receive a wire transfer, please provide the sender/payer with the following information:

Fort Liberty Federal Credit Union

Routing & Transit #: 253175737

PO Box 70240

Fort Liberty, NC 28307

Further Credit: Member Name, Member Account #

Notary Public

If you need a document or signature on a document notarized, all our locations have staff members who can offer notary services. If you are a member of Fort Liberty Federal Credit Union, these services are offered at no cost to you. 

We have staff members who can perform legal notary service as well as signature guarantees. These services are free to Fort Liberty Federal Credit Union members. These services are available at all of our locations.

Overdraft Coverage

Fort Liberty Federal Credit Union understands that unexpected overdrafts occur from time to time — establishing one or multiple overdraft protection service options can help. Overdraft protection may help prevent overdrafts by automatically transferring funds to your checking account from another account, line of credit, or credit card cash advance you have at Fort Liberty Federal Credit Union for a fee or finance charge. While good account management is the best way to avoid overdrafts, why not have the security of a safety net just in case you need it? 

The choice is yours. Consider these ways to cover overdrafts:

Service Cost
Overdraft Protection link to another deposit account you have at Fort Liberty Federal Credit Union1 $2.00 per transfer
Overdraft Protection Line of Credit1,2 $2.00 per transfer + interest
Overdraft Protection link to cash advance on your credit card at Fort Liberty Federal Credit Union1,2 $2.00 per transfer + subject to interest
Overdraft Privilege Standard or Extended Coverage1,2 $29 Overdraft Privilege Fee per item presented*

1 Call us at 1-866-79-FLFCU, email us at Membership@MyFortLibertyFCU.org, or come by a branch to sign up or apply for these services. 

2 Subject to credit approval.

* Per item presented means each time an item is presented, including representment.

Money Management Tools

Visit our financial calculators for help managing your money.

AD&D Insurance

Fort Liberty Federal Credit Union wants to help protect your family with

$3,000.00 INSURANCE COVERAGE PAID FOR YOU BY FORT LIBERTY FEDERAL CREDIT UNION

As a Fort Liberty Federal Credit Union member age 18 or older you can help protect your family’s financial future with Accidental Death and Dismemberment (AD&D) Insurance underwritten by Minnesota Life Insurance Company. In addition to the $3,000.00 Credit Union Paid coverage, you can purchase Additional Coverage at group rates.

  • You are pre-authorized for Additional Coverage up to $300,000

  • Your acceptance is guaranteed - No Medical Exams or Health Questions

  • Benefits are paid to your beneficiary if you die from a covered accident


You cannot be turned down for the Credit Union Paid Coverage —or any additional coverage you may select. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment.
Remember, the $3,000.00 coverage is at no cost to you. It’s complimentary of Fort Liberty Federal Credit Union.

Andrea L. Heger, Licensed Insurance Agent #2277322
0122
1947555

This product may not be available to residents of all states.